Deposit Rates



ACCOUNT TYPEMINIMUM DEPOSIT
TO OPEN ACCOUNT
MINIMUM BALANCE*
TO OBTAIN APY
INTEREST RATEANNUAL PERCENTAGE
YIELD (APY)***
3-MONTH CD** $ 100.00 $ 100.00 1.00% 1.00%
6-MONTH CD** $ 100.00 $ 100.00 3.00% 3.03%
1 YEAR CD** $ 100.00 $ 100.00 4.00% 4.06%
18-MONTH CD** $ 100.00 $ 100.00 4.00% 4.06%
2 YEAR CD** $ 100.00 $ 100.00 4.00% 4.06%
30-MONTH CD** $ 100.00 $ 100.00 3.50% 3.55%
3 YEAR CD** $ 100.00 $ 100.00 3.50% 3.55%
PASSBOOK SAVINGS $ 25.00 $ 25.00 0.20% 0.20%
NOW ACCOUNT $ 1,000.00 $ 1,000.00 0.20% 0.20%

*DAILY BALANCE (THE AMOUNT OF PRINCIPAL IN THE ACCOUNT EACH DAY)

**A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL

***ABOVE APY CALCULATIONS ARE BASED ON QUARTERLY COMPOUND AND NOW ACCOUNT IS BASED ON MONTHLY


Modern Banking Service ~ Old Fashioned Friendliness