Checking Accounts

Regular Checking

• $100 minimum to open
• $25 Overdraft fee
• $30 NSF returned check fee
• $15 Stop payment fee
• Interest rate is subject to change monthly, ask for the current rate’

NOW Checking

• $1,000 minimum to open
• No month fee for balances more than $1,000
• $10 monthly fee for balances less than $1,000
• Unlimited check writing
• $25 overdraft fee
• $30 NSF returned check fee
• $15 Stop payment fee
• Interest rate is subject to change monthly. ask for the current rate
• If interest earning is less than $0.10 – no interest will be paid

Online Banking

Other Services

Bank Drafts

• Bank Drafts $2 each

Safety Deposit Boxes

• 2 1/2″ X 3″ – $6 per month
• 3″ X 5″ – $7 per month
• 5″ X 5″ – $9 per month
• 5″ X 10″ – $14 per month
• 5″ X 11″ – $14 per month
• Lost Key – $10
• Both keys lost – the cost of a locksmith for drilling of lockbox

Wire Transfers

• Incoming wire – no charge
• Outgoing wire – $20

Additional Services

• Notary service – no charge
• Incoming Fax – $1 first sheet; $.25 each additional sheet
• Outgoing Fax – $3 first sheet; $.25 each additional sheet
• Photocopies – $.25 per sheet

Loans

Auto Loans

Mortgage Loans

Personal Loans